**VA Loan Assumable at 2.25%, until 2051, for the loan amount: $573,605.** Assumable to anyone. Incredible, private corner lot in La Costa Valley, with beautifully updated floors, kitchen, baths, and new HVAC. This property features 4 bedrooms with an office or optional 5th bedroom, and 3.5 baths, including private guest quarters with a bedroom and full en-suite bath on the first floor. This ideal floor plan opens to the bright and open living and dining rooms, with large windows overlooking the very private and pristine backyard, and continues through to the open concept kitchen and family room. The kitchen features all new quartz countertops and new appliances, and a center island with breakfast bar seating. The family room with a cozy fireplace connects seamlessly to the kitchen and nook, and on to the covered backyard patio and open grassy area. The first floor includes a conveniently located powder room and an extra-large laundry room with ample cabinets and storage space. The second floor features a primary suite with a beautifully remodeled bath, including dual vanities and additional seated vanity with all new quartz countertops, newly tiled soaking tub, newly tiled walk-in shower with glass doors, and newly carpeted walk-in closets. The primary suite also features a large balcony, and separate office that can be converted to a 5th bedroom. Two additional large bedrooms and a full bath with dual vanities and newly tiled shower complete the second floor. The spacious backyard has a lovely covered patio, built-in bbq, grassy turf area, and new landscaping. The corner location, paired with the HOA-maintained open space behind the house, offers ultimate privacy within the beautifully planned and centrally located community of La Costa Valley. The low $135 HOA fee includes access to the staffed Valley Club, Junior Olympic-sized newly renovated pool and spa heated year-round, fitness center, clubhouse with commercial grade kitchen, tennis courts, RV lot, tot lots, basketball court, and walking trails and parks throughout. Located in the San Dieguito school district, and minutes to top restaurants, shops, entertainment, beaches, golf, and much more!